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Payment Failed

When a payment fails, the agent notifies you immediately with the reason and suggested resolution.

Your linked bank account doesn’t have enough to cover the pay run.

Resolution: Add funds to your bank account and tell the agent: “Retry the failed payment.”

The contractor’s bank account information is wrong or outdated.

Resolution: Ask the contractor to verify their bank details in the portal. Then retry.

The contractor hasn’t completed identity verification.

Resolution: The contractor needs to complete KYC. Ask the agent to send a reminder.

The selected payment rail is temporarily unavailable for this corridor.

Resolution: The agent will suggest an alternative rail. Approve the reroute.

Failed payments are never retried automatically. After resolving the issue:

“Retry Sofia’s failed payment”

The agent re-runs compliance checks and processes the payment.